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Skollar FundGenerate Capital to Fund Your Exam Spends
Turn your everyday purchases on books, laptops, mobiles, AI tools, and software into real bankable money. Earn up to 100% of your spends in your unified Kashflow account as Sikka (1 Sikka = ₹1), and redeem directly to your bank account to fund your government exam applications, test series, and study materials.
How You Generate Preparation Capital
You already spend money on textbooks, laptops, phones, test series, and digital software. Route those exact spends through Kariant platforms to generate self-sustaining exam funding.
Purchase or Subscribe
Browse software, AI research apps, books, laptops, and study phones on KashBack and Konsumer at standard prices.
Earn Sikka Automatically
Earn up to 100% of your spends back. Sikka is credited directly into your unified Kashflow wallet with zero manual paperwork.
Redeem to Bank (1:1 INR)
Each Sikka equals ₹1 INR. Click Redeem to transfer your accumulated Sikka directly to your Indian bank account via UPI or IMPS.
Fund Exam Applications & Tests
Use your bank payout to pay for UPSC, SSC, IBPS, RRB, and State PSC application fees, premium mock tests, and coaching material without taking loans.
Two Dedicated Earning Platforms
Powered by the Kariant unified architecture, giving you dual engines to fund your career goals.
KashBack
Discover Software, AI Tools, Cloud Services & SaaS Apps
Lifetime Earning Rail: On KashBack, you can discover Software, AI Tools, Services; subscribe and earn up to 100% of your spends for up to the lifetime, meaning as long as you stay subscribed!
Konsumer
Buy Electronics, Books, Phones, Tablets & Hardware
Physical Goods Earning: With Konsumer you can buy electronics, books, phones etc., and earn up to 100% of your spend back as Sikka!
What is Sikka?
Sikka is the currency, incentive and loyalty infrastructure, meaning that various services like subscriptions and other purchases on Skollar platforms and on Kariant is made via Kariant, it is used to reward our customers and acts as a complete virtual currency in order to provide unified consistent experiences.
Strict 1:1 INR Value
1 Sikka is strictly worth ₹1 Rupee. There are no devaluation tricks, hidden conversions, or confusing point equations.
Direct Bank Payout
Redeem Sikka directly as real cash into your bank account via UPI or IMPS to cover exam application forms.
Unified Infrastructure
Earned on KashBack or Konsumer, stored in Kashflow, and valid across all Skollar & Kariant platforms.
Aspirant Preparation Capital Calculator
Estimate your annual spend across software, hardware, and study books to see how much Sikka capital you can generate for exam forms and mock tests.
tuneYour Typical Annual Spends
Unified Kashflow Account Integration
After a while, we will integrate your Kashflow account (in which Sikka is earned, stored, redeemed etc.) inside Skollar Setu as well.
Remember that the Kashflow account is unified infrastructure, meaning that it remains the same, usable, and operational across any Skollar or Kariant platforms, just like how the Kariant account is unified. You maintain a single identity, single wallet, and seamless cross-platform redemption.
Frequently Asked Questions
Everything you need to know about Skollar Fund, Sikka, KashBack, and Kashflow.
Start Generating Your Prep Capital Today
Join thousands of aspirants who no longer worry about exam fees and mock test bills. Onboard on KashBack, discover tools, earn Sikka, and fund your public service dreams.