Referral Policy

When a verified Kariant identity first joins Skollar Setu through your referral link, we record a pending attribution. It does not create a wallet credit at signup. The referral may earn 1 non-cashable Koin only after the referred person completes an eligible optional service and its applicable refund window closes.

Any credited referral Koin is closed-loop platform value. The currently available uses are shown in your Koins account when the credit settles; future or unavailable services are not promised by this policy.

Koins earned on Skollar Setu hold zero monetary cash surrender value, cannot be converted into cash, and are non-transferable between accounts under our virtual economy rules.

• One attribution per aspirant: An aspirant can be attributed only once on Skollar Setu. If they receive links from several people, the first eligible referral recorded by the server is retained. Later links do not replace it.
• Self-referrals are strictly prohibited: You cannot refer yourself, create secondary alternate accounts, or register using disposable temporary email addresses.
• Verified account required: A click or page visit earns nothing. The referred person must authenticate with a verified Kariant identity and join Setu before an attribution is recorded.
• Service qualification required: Signup alone earns nothing. A reward becomes eligible only through a separately published optional service, after its payment is confirmed and its refund window has closed without a refund, reversal, cancellation, or chargeback.
• Maximum ten rewards: A referrer can receive at most 10 Setu referral rewards over the lifetime of the programme. Additional valid attributions may still appear in the referral history but do not create Koins.

The Refer & Earn portal allows you to invite candidates from your study groups or library circles via email and messaging relays. To maintain an educational, spam-free environment:

• You may send invitations to a maximum of 10 recipients per batch and 30 recipients per calendar day.
• Single Invitation Rule: Each email address or contact can receive only one invitation from your account, ever. Once an invitation is dispatched, our system prevents duplicate sends to that recipient on your behalf.
• Standardized Statutory Template: Invitations are transmitted using a verified, pre-approved platform template describing Skollar Setu's free vacancy matching and mock test features. Free-form text fields are excluded to prevent misleading claims or unauthorized promises.

Referral rewards exist to appreciate organic word-of-mouth recommendations among serious aspirants. Server-side eligibility checks and administrative review may reject, withhold, or reverse credits and suspend referral privileges for:

• Creation of fake, duplicate, bot-generated, or temporary throwaway accounts to artificially harvest referral Koins.
• Self-referral schemes, including operating multiple accounts controlled by the same candidate or device fingerprint.
• Misleading promotional representations — including falsely advertising that joining Skollar guarantees selection in UPSC, SSC, or any government commission.
• Posting referral links on public grievance forums, official government commission social media handles, or unsolicited mass email blasts.

Where an attribution or qualifying event is determined to be fraudulent, any associated Koins may be reversed through the wallet ledger. Egregious or persistent violations may result in suspension or termination under the applicable account terms.

Under India's Digital Personal Data Protection (DPDP) Act 2023:

• Contact details submitted by you to dispatch referral invitations are processed solely for transmitting the requested one-time invitation.
• We never add recipient email addresses to commercial marketing mailing lists or share recipient contacts with third-party coaching institutes.
• If an invited recipient does not register within 30 days, their transient invitation routing record is automatically purged from active queues.

You can inspect recorded referrals and their qualification state on your Refer & Earn dashboard. A pending attribution is not a wallet credit. Any completed reward is recorded with its transaction timestamp in your Koin ledger on My Koins, and included in your official DPDP data download on My Data.

Skollar Setu reserves the right to modify referral reward allocations, daily invitation caps, or discontinue the referral programme upon reasonable notice. Any updates become effective immediately upon publication to this page and will not affect Koins already legitimately earned and credited to your wallet.